We  provide comprehensive financial advice on the full range of personal financial issues, including:

• Investment analysis and planning
• Tax analysis and planning
• Cash flow and budgeting
• Mortgages
• Retirement planning and funding
• Estate planning 
• Insurance analysis
• Education funding
• Stock option planning

Lodestone Financial Planning offers you advice in all financial areas, integrated into one comprehensive financial plan.  We provide clients with the following capabilities that may not be available from other advisors:

Investment Management - As a registered investment advisor, we can provide specific investment advice and/or manage your investments for you.  We also provide access to low-cost institutional funds not available to the general public.

Insurance Advice - We do not sell insurance, but as a licensed insurance consultant we provide unbiased insurance recommendations.

Technical Expertise - With our background in computers, security, and analysis, we have the ability to handle new issues such as identity fraud, and provide custom analysis of your unique financial issues.

We provide a range of services geared to people with differing levels of need:

• If you are comfortable handling your own finances, we offer a comprehensive financial plan.  This plan provides a written evaluation of all aspects of your financial situation and specific steps you can take to improve the chances of reaching your goals.
• If you would like an ongoing relationship with an advisor who will be there when you need advice on any financial issue, and will keep you informed of changes that affect you, we offer a financial plan with renewable retainer services.
• If you want the comfort of having someone else worry about managing your investments, we offer an investment management service that emphasizes safety and sustainable growth.